Home Loan Services: We Fund ALL Situations in House

We provide expert guidance and support throughout your home loan journey to ensure satisfaction.

$0 Down Specialist

We're approved for all Government programs - Federal, State, County, City - which allows us to provide true Down Payment assistance programs to qualified buyers.

1-4 units - We Fund Ourselves

Because we're able to finance all Conventional transactions, we close in 5 days what others close in 30.

Save Your Home

There's various reasons why someone is a "victim of circumstance" and we're here to help, and never judge. Sometimes we just need a refresh. 2nd's, 3rds, 4ths available.

ADU and Construction Loans

Run out of money for your ADU or construction project? Looking to start one? We help with all of these.

Apartments, Mixed/Used Motels

We fund all projects that make sense with focus on units

Streamline Refinance Options

Reduce your monthly mortgage payments quickly and easily with our streamline refinance services.

Quick Refinance Process

Experience a fast and simple refinancing process tailored to your needs.

Lower Your Payments

Discover how to decrease your mortgage payments effectively with our expert guidance.

Reduce your monthly mortgage payments quickly and easily with our streamline refinance services.

Follow our straightforward steps to apply for a streamline refinance today.

How You Can Benefit from a Refinance?

Lowering your Monthly Payment

• There are a few ways to lower your monthly payment, including obtaining a lower interest rate or extending the term of your loan. This is usually the primary reason for obtaining a refinance loan. Whether you're looking to switch from a variable rate to a fixed rate loan or looking to pay less per month a refinance loan can help provide more stability and smaller payments.

Cashing-out Equity

• Many people would like to take advantage of the equity they have built up in their homes. When refinancing, it is possible to accomplish that while still reducing your monthly payments. Accessing the equity in your home is a great way to make some improvements in your life whether that be paying for college, renovating or remodeling your home or even starting a business. For most people their homes are their greatest sources of wealth, so using that to its full advantage can make a big difference.

Consolidating Debt

• Refinancing can be useful in keeping your debt manageable by replacing a number of high-interest loans (such as credit card debt) with a single, lower-interest loan. You can take the cash that you gain from taping the equity in your house and paying off any kind of debt that you might have. Most people will try to pay off high-interest, non-deductible forms of debt such as credit cards or auto loans.

Dropping Private Mortgage Insurance

• Depending on how much equity you have in your home you can refinance your home loan and possibly drop your private mortgage insurance. This can mean a lower overall monthly payment on your mortgage.

Buy Down your Rate

• By paying points up-front, you can reduce your interest rate. This may or may not be a good option for you. Those who see benefits from paying points up-front are those who plan on being in their homes for a while. A lower interest rate means a lower monthly payment. The longer you pay the lower monthly payment the more sense it makes to pay points up front.

Low-cost Refinancing

• This option can eliminate some or all of the fees associated with refinancing, but also carries a higher interest rate than a standard refinance. It's important to take all aspects of a new loan into consideration before refinancing. Our refinance professionals are ready to help you make the right decision. Let us help you determine of low-cost refinancing is a good fit for you.